Frequently Asked questions

Your car insurance rates may or may not increase after an accident depending on the type of insurance policy you have. Some insurance companies will forgive a first accident. If you're not sure how your insurance premiums will be affected after a car accident contact your insurance company or broker to learn more.

If you are going to be purchasing a new car, the best time to start the insurance process, is prior to buying your vehicle.

An insurance broker can provide you with a quote for the type of car you are interested in purchasing. Once an insurance broker has all the information they need to provide you a quote, it's easy for the to update your quote if you decide to add features or change vehicle models.

Getting your car insurance quote prior to purchasing your vehicle will help you avoid any insurance surprises.

Getting car insurance does not take long. The longest part is providing all of the required information. Once an insurance broker has all the necessary information it's easy for them to get quotes from multiple insurance companies.

While getting car insurance can be quick, be sure to do it well in advance of purchasing your vehicle to avoid any surprises.

If you are in a car accident, the first thing you should do is make sure you and anyone else involved are okay and in a safe location. When possible, pull over to the side of the road before getting out of your car. If anyone is hurt make sure someone calls emergency services.

After you have made sure everyone is okay, you'll want to look at the damage to all vehicles involved. Take photos and notes of all damage. Exchange insurance information and contact your insurance company as soon as possible.

There are many factors that will determine the cost of your car insurance such as the type of car you want to insure, where you live and/or work, your age, how long you've been driving, and your driving record, to name a few.

Because there are so many variables that affect car insurance rates, and the fact that insurance rates are always changing, it's not realistic to determine an average cost for car insurance in Ontario.

In order to determine how much your car insurance will cost, your best option is to contact an insurance broker so you can get an accurate car insurance quote. If you are looking to get insurance for a new car, be sure to get a quote before you purchase the car. That way you won't run into any care insurance surprises.

The time it takes to get insurance will depend on the type of insurance you require. Some insurance can take effect within minutes, while other types of insurance may take longer depending on your unique situation.

If you know you will be requiring insurance, your best option is to start the process as early as possible to ensure you have the coverage you want when you need it. To learn how long it will take to get your insurance and what information will be required, talk with a Best Buy Insurance representative. We're here to help.

Certain types of insurance are required by law. For example - if you have a car you are required to maintain Liability Coverage, Direct Compensation, Uninsured Automobile Insurance, and Accidents Benefits Coverage.

To learn about insurance requirements and recommendations for specific use cases and industries, talk with a Best Buy Insurance representative. We're here to help.

At Best Buy Insurance, we offer comprehensive insurance solution for both personal and business needs.

On the personal side of things we offer, auto insurance, property insurance, tenant insurance, and pet insurance, to name just a few.

On the business side of things we offer business auto insurance, business property insurance, and liability insurance to name just a few.

Explore our website to learn about all of the insurance products we offer or call and talk with a representative. We're here to help.

There is no cost to you to use our services. When you work with a licensed insurance broker like Best Buy Insurance, we are compensated by the insurance companies we work with. When we find you the best insurance, the insurance company pays us a commission for bringing them a new customer. It's a win/win for everyone. We do the work of finding you the best insurance for your needs, the insurance company gets a new customer, and you get the best rates and coverage.