At Best Buy Insurance, we understand that receiving a speeding ticket can be frustrating. While it's crucial to follow traffic laws for your safety and that of others, there may be instances when you believe the ticket was issued unfairly.

Understanding Speeding Fines in Ontario

Speeding fines in Ontario vary depending on how much you exceed the posted speed limit. As of 2023, the following fines were applicable for speeding violations in Ontario:

• Exceeding the speed limit by 1 to 19 km/h: Fine of $2.50 per kilometer over the limit.
• Exceeding the speed limit by 20 to 29 km/h: Fine of $3.75 per kilometer over the limit.
• Exceeding the speed limit by 30 to 49 km/h: Fine of $6.00 per kilometer over the limit.
• Exceeding the speed limit by 50 km/h or more: No out of court settlement.

Please note that these fines are subject to change, and you should always refer to the most current information provided by the Ontario Ministry of Transportation or your local municipality.

Demerit Points for Speeding

Accumulating demerit points on your driving record is another consequence of receiving a speeding ticket in Ontario. Demerit points are assigned based on the severity of the speeding violation. Here are the demerit points associated with speeding:

• Speeding 16 to 29 km/h over the limit: 3 demerit points.
• Speeding 30 to 49 km/h over the limit: 4 demerit points.
• Speeding 50 km/h or more over the limit: 6 demerit points.

Accruing demerit points can lead to various consequences, including:

• Driver's license suspension: If you accumulate enough demerit points, your driver's license may be suspended. For example, accumulating 15 or more demerit points will result in a 30-day suspension.
• Increased insurance premiums: Insurers consider your driving record when determining premiums. Accumulating demerit points may classify you as a higher-risk driver, leading to increased insurance premiums.
• Remedial programs: You may be required to complete a remedial driving program if you accumulate a certain number of demerit points.

Contesting a Speeding Ticket

If you believe you've received a speeding ticket unjustly, you have the right to contest it. Here are the steps to effectively fight a speeding ticket in Ontario:

1. Review the Ticket

• Carefully examine the ticket to ensure its accuracy. Check for errors in your name, vehicle information, and the details of the alleged violation.

2. Request Disclosure

• Contact the court office where your case will be heard and request disclosure. Disclosure includes all evidence related to your case, such as the officer's notes, radar or laser calibration records, and witness statements.

3. Prepare Your Defense

• Analyze the disclosed evidence to identify any weaknesses in the prosecution's case.
• Consult with a lawyer who specializes in traffic violations for legal advice and guidance on building a strong defense.

4. Attend Your Hearing

• Appear in court on the scheduled date for your hearing. It's essential to be punctual and dress appropriately.
• Present your defense and any evidence that supports your case.
• If the judge finds in your favour, the ticket may be dismissed. If not, you will be required to pay the fine.

Potential Outcomes

The outcome of contesting a speeding ticket can vary. If you are successful, the ticket may be dismissed, and you won't face fines or demerit points. If your challenge is unsuccessful, you will be responsible for paying the fine as imposed by the court.

Consequences of Not Paying a Speeding Ticket

Failing to pay a speeding ticket in Ontario can lead to various consequences:

• Additional fines: If you don't pay the fine by the specified due date, it may increase, making it costlier to settle the ticket.
• License suspension: The Ontario Ministry of Transportation may suspend your driver's license if you have unpaid fines.
• Collection agency involvement: Unpaid fines may be sent to a collection agency, which can harm your credit rating and result in additional fees.
• Legal action: The municipality or issuing authority may take legal action to recover unpaid fines, potentially involving court proceedings and additional costs.

Conclusion

Fighting a speeding ticket in Ontario is possible, but it requires careful preparation and a strong defense. It's essential to understand the potential consequences of speeding tickets, including fines, demerit points, and their impact on your insurance premiums and driving record.

To get the most current information on speeding fines, demerit points, and contesting speeding tickets in Ontario, consult the Ontario Ministry of Transportation or seek legal advice from a qualified professional.

References:

• Ontario Ministry of Transportation. (2021). Demerit Point System. https://www.ontario.ca/page/demerit-point-system
• Government of Ontario. (2021). Pay a Provincial Offences Act fine. https://www.ontario.ca/page/pay-provincial-offences-act-fine

‍